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    The 2025-26 financial year has ended — the EOFY checklist still helps with July lodging and your June BAS. EOFY checklist →

    Are you really a contractor, or is your boss dodging super and tax on your pay?

    For workers paid on an ABN, or told 'you're a subbie, mate' without a real say in how, when and where they work.

    Sound familiar?

    • “You're paid on an ABN but told when to start, what to wear, and how to do every job.”
    • “'You're a subbie, mate' — but you've worked for the one builder for two years straight.”
    • “No super, no leave, and you're starting to wonder if that's actually right.”

    What this tool does

    Runs through the multi-factor test the ATO and the courts use to tell an employee from a contractor — control, whether you can delegate the work, who carries the financial risk, and whether you're genuinely running your own business. It explains the reasoning in plain English.

    Question 1 of 15

    1. Are you told what time to start and finish each day?

    What the law actually says

    • There's no single test — the ATO and Fair Work weigh up the whole relationship, and since the 2022 High Court decisions the terms of your written contract carry real weight.
    • Calling someone a contractor doesn't make them one. Sham contracting — disguising employment as contracting to dodge super, leave and award pay — is illegal and carries penalties.
    • Guidance only, not legal or tax advice.

    What to do next